Don't wait until you need to buy a car or house before asking "how do I improve my credit score?"
Don't wait until you have an emergency before asking "where can I quickly get access to money?"
Don't wait until there's a recession before asking "what investments do well in a recession?"
Don't wait until a dividend is declared before asking "which shares should I buy to get the best dividend?"
Don't wait until there is inflation before asking "which investments will protect my money from inflation?"
Don't wait until a share has returned 1000% before asking "should I buy this share?"
Don't wait until there is a bear market before asking "should I be buying bonds?"
Don't wait until you're about to retire before asking "what investment will give me R30 000 a month for my R1m capital?"
Don't wait until you NEED insurance to get insurance..
Don't wait until you earn your desired salary before you start saving and investing
Don't wait until there is a recession before you start asking "how do make my finances recession-ready?"
Don't until there are looming retrenchments before asking "how do I prepare for a retrenchment?"
Always try to think ahead and pre-empt as much as you possibly can. The world is an uncertain place where anything can happen, anytime.
Lesson: Anything worth having takes time. The person who reaps the best rewards is the one who planned ahead and was already invested in these things before they became 'needs'.
"The time to repair the roof is when the sun is shining.” ~ John F. Kennedy
Don't wait. Plan ahead. Plan for the worst and hope for the best.
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